MassHousing Lender Forms and Resources - Second Mortgage Programs
On this page, you will find all of the forms and documents they need to originate, register and close MassHousing second mortgage loans. If you have questions or need assistance, please contact Deanna Ramsden at 617.854.1822 or rehabmonitoring@masshousing.com.
For MassHousing First Mortgage Forms and Down Payment Assistance, view forms and resources here.
Lender Resources
2nd Mortgage Repair Program Updates
- December 30, 2024 | Energy Saver Home Loan Program Processing Fee Increase
- May 6, 2024 | GTLO Income Limit changes for 2024
- January 29, 2024 | NEW Income Certification Actions for 2nd Mortgage Repair Loans Effective on All Loans Registered on or after January 29, 2024
- December 7, 2023 | MassHousing Second Mortgage Repair Programs Update
- November 13, 2023 | Get the Lead Out Program Lender Fee Increase
- June 8, 2023 | Homeownership Update for Second Mortgage Programs: New Income Limits
- February 15, 2022 | New loan origination, purchasing and MI system
2nd Mortgage Repair Program Trainings
- 2nd Mortgage Lock Desk Training (December 5, 2023)
- 2nd Mortgage Closing/Post-Closing Training (December 5, 2023)
- Income Certification for 2nd Mortgage Repair Loan Programs (January 29, 2024)
- Energy Saver Home Loan Program Training (December 30, 2024)
Doc Sets
Septic Repair Loan Program
0% Deferred 30-Year Fixed – Product Code 5001
SL-401 Uniform Mortgage Rider
SL-402 0% Interest Deferred Note
SL-403 Loan Processing Worksheet
SL-404 Document Loan Delivery Requirements
SL-406 Rate/Term/Income Limits/Loan Amount
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Septic Repair Loan Program
2.5% 15-Year Amortized – Product Code 5002
SL-401 Uniform Mortgage Rider
SL-403 Loan Processing Worksheet
SL-404 Document Loan Delivery Requirements
SL-406 Rate/Term/Income Limits/Loan Amount
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Septic Repair Loan (Condo Associations)
2.5% 15-Year Amortized – Product Code 5002
SCL-500 Loans Submission Checklist
SCL-501 Loan Submission Certificate
SCL-502 Security Agreement and Assignment of Income
SCL-503 Exhibit A to Financing Statement
SCL-504 Certificate
SCL-505 Note
SCL-506 Assignment of Security Instrument
SCL-507 Vote of Trustees (Managers)
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Home Improvement Loan Program
5% 15-Year Amortized - Product Code 5003
HILP-B-200 Uniform Mortgage Rider
HILP-B-201 Rate/Term/Income Limits/Loan Amount
HILP-B-202 Document Loan Delivery Requirements
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Get the Lead Out Loan Program
0% Deferred 30-Year Owner-Occupied - Product Code 5004
LP-001 Lender Document Loan Delivery Requirements
LP-002 LRA Document Checklist
LP-003 0% Interest Deferred Note
LP-005 0% Interest Deferred Uniform Mortgage Rider
LP-006 0% Deferred Truth in Lending
LP-007 0% Interest Deferred Mortgage Repayment Terms Disclosure
LP-008 Escrow Agreement
LP-009 Investor/Non-Profit Affidavit
LP-011 Income Limits
LP-012 Waiver Request
LP-013 0% Interest Deferred Reimbursement Invoice
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Get the Lead Out Loan Program
0% Amortized 15-Year Non-Profit - Product Code 5005
LP-001 Lender Document Loan Delivery Requirements
LP-002 LRA Document Checklist
LP-008 Escrow Agreement
LP-009 Investor/Non-Profit Affidavit
LP-011 Income Limits
LP-012 Waiver Request
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Get the Lead Out Loan Program
3% Amortized 15-Year Investor - Product Code 5006
LP-001 Lender Document Loan Delivery Requirements
LP-002 LRA Document Checklist
LP-008 Escrow Agreement
LP-009 Investor/Non-Profit Affidavit
LP-011 Income Limits
LP-012 Waiver Request
L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
Monitoring Documents
Extension Request
Letter of Completion
Energy Saver Home Loan Program
0.5% Amortized – Product Code 5007
ESHLP-B-301 Initial Disclosure
ESHLP-B-302 0.5% Interest Note
ESHLP-B-304 Uniform Mortgage Rider
ESHLP-B-305 Escrow Agreement (to be provided by MassHousing)
ESHLP-L-306 Lender Document Delivery Requirements
L-103 L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
ESHLP Matrix
ESHLP Income Limits (2024)
ESHLP Eligibility Training (CSP/ESP)
ESHLP Program Training (Lender)
ESHLP FAQs (August 2024)
Conditional Waiver and Release of Lien (ESP)
Concierge Service Provider/Energy Service Provider Contact List
ESHLP Participating Lender List
Customer Forms
Step-by-Step Guide - Post Close
Borrower Completion and Consent Form
Change Order Request
Extension Request
Energy Saver Home Loan Program
2% Amortized – Product Code 5008
ESHLP-B-301 Initial Disclosure
ESHLP-B-303 2% Interest Note
ESHLP-B-304 Uniform Mortgage Rider
ESHLP-B-305 Escrow Agreement (to be provided by MassHousing)
ESHLP-L-306 Lender Document Delivery Requirements
L-103 L-103 Notice of Servicing Transfer
B-011 MassHousing Homeowner Questionnaire
ESHLP Matrix
ESHLP Income Limits (2024)
ESHLP Eligibility Training (CSP/ESP)
ESHLP Program Training (Lender)
ESHLP FAQs (August 2024)
Conditional Waiver and Release of Lien (ESP)
Concierge Service Provider/Energy Service Provider Contact List
ESHLP Participating Lender List
Customer Forms
Step-by-Step Guide - Post Close
Borrower Completion and Consent Form
Change Order Request
Extension Request