Information about the COVID-19 Homeowner Assistance Fund (HAF)

The U.S. Treasury has created the Homeowner Assistance Fund (HAF), which was authorized by the U.S. Congress under Section 3206 of the American Rescue Plan Act of 2021.

The HAF provides financial assistance to eligible homeowners who have had difficulty making their mortgage payments due to COVID-19.

If you have a MassHousing loan

MassHousing borrowers who have a MassHousing home mortgage loan who have had difficulty making payments due to COVID-19, and who wish to seek assistance through HAF, must contact MassHousing to request a HAF application. To request an application, call 888-843-6432, send an email to or log on to your account at

If you do not have a MassHousing loan

Homeowners who have a loan with a lender other than MassHousing should visit The Massachusetts Homeowner Assistance Fund (Mass HAF) information page at, or go directly to the Mass HAF application website at