Down Payment Assistance

We’re breaking down barriers to home ownership by offering as much as $25,000 toward your down payment.

We know how difficult it is to save for a down payment on a home. MassHousing’s Down Payment Assistance gets you over the down payment hurdle, gives you more buying power and helps you become a homeowner faster!

Up to $25,000 for Boston and Gateway City Homebuyers

Buying a home in the City of Boston or one of the Commonwealth's 26 Gateway Cities*? You may be eligible for down payment assistance of 5% of a home's purchase price, up to $25,000 along with a number of other benefits!

*The Gateway Cities are Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Up to $15,000 for Homebuyers in all Massachusetts Communities

Buying elsewhere in Massachusetts? You may be eligible for down payment assistance of 5% of a home's purchase price, up to $15,000 as well as a number of other benefits!

Next Steps

Have questions? Want to learn more about Down Payment Assistance from MassHousing? 

Call us at 888-843-6432 to speak with our homebuying experts.

Or, contact a MassHousing-approved lender to see if Down Payment Assistance might be right for you!