Down Payment Assistance

When getting a MassHousing Mortgage, you could receive up to $50,000 in Down Payment Assistance

We know how difficult it is to save for a down payment. MassHousing’s Down Payment Assistance can help you get over the down payment hurdle, and help you become a homeowner faster!

Who is eligible for MassHousing Down Payment Assistance?

First, you must be approved for a MassHousing mortgage. Learn if you may be eligible.

Next, you may be eligible for down payment assistance of 10% of a home's purchase price, up to either $50,000 or $30,000, depending on where you’re buying.

Up to $50,000 for homebuyers who purchase a home in the following communities:

Boston, Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Up to $30,000 for homebuyers who purchase a home in all other Massachusetts communities

Buying elsewhere in Massachusetts? You may be eligible for down payment assistance of 10% of a home's purchase price, up to $30,000.