MassDREAMS (Delivering Real Equity and Mortgage Stability)
MassDREAMS is not currently accepting new applications, as the program has nearly committed all funds. To learn more about other programs for Massachusetts homebuyers, visit MyMassHome.org.
MassDREAMS is made possible by federal funding from the American Rescue Plan Act of 2021, which provides assistance to states to mitigate the economic effects of the pandemic.
MassDREAMS is a Massachusetts program that provides down payment and closing cost grants to first-time homebuyers who meet the program's eligibility criteria and who currently live in one of the 29 communities that were disproportionately impacted by the COVID-19 pandemic: Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield and Worcester.
Down Payment Assistance from MassHousing
MassHousing continues to offer Down Payment Assistance of up to $50,000 for eligible homebuyers in 29 select communities, and up to $30,000 in every city and town in Massachusetts. Learn more about Down Payment Assistance from MassHousing.