Developer Library
Forms, documents and resources for MassHousing multifamily financing
Fact Sheets & Guidelines
Loan Closing Standards
- General Multifamily Loan Closing Standards
- Terms and Conditions for Third-Party Subordinate Mortgages
- Construction Contract Rider
- Conduit Loan Program Closing Standards
- Insurance Requirements
- Bank Instructions
- MassHousing Survey Instructions
- Title Insurance Instructions
- Sample Coordinated Funding Provisions
- Sample Rider to Borrower’s Limited Partnership Agreement
- Sample Rider to Borrower’s Operating Agreement
Financing Policies
- Acquisition Value Policy
- Capital Needs and Replacement Reserve Policy
- Limited Dividend Policy
- MassHousing Proactive Multifamily Preservation and Loan Prepayment Guidelines
- Equity Requirements
- Memo: Equity Revaluation – Appraisal Guidelines
- Developer’s Fee Overhead Policy
- Corporate Guarantee Policy
- Design and Construction Requirements
- Environmental Requirements
Income & Rent Limits
- 2026 Income & Rent Limits for 20 Massachusetts Income Limit Areas
- 2026 MassHousing Workforce Housing (Opportunity Fund) Program Income & Rent Limits for all 20 Massachusetts Areas:
- Amherst Town – Northampton
- Barnstable Town
- Berkshire County
- Boston Area
- Brockton
- Dukes County
- Eastern Worcester County
- Easton – Raynham
- Fitchburg – Leominster
- Franklin County
- Lawrence
- Lowell
- Nantucket
- New Bedford
- Pittsfield
- Providence – Fall River
- Springfield
- Taunton – Mansfield – Norton
- Western Worcester County
- Worcester
- 2026 HUD Income Limit Area Definitions – Massachusetts
- 2026 Section 8 Income Limits – Massachusetts
- 2026 HERA-MTSP Income Limits Report – Massachusetts
- 2025 Section 8 Income Limits – Massachusetts
- 2025 HERA-MTSP Income Limits Report – Massachusetts
504/ADA Compliance
State and federal laws require nondiscrimination and equal access to housing for people with disabilities. MassHousing believes that increasing accessibility makes for stronger housing communities and is committed to providing housing opportunities for those who need it most.
For more information, view MassHousing’s Policy for Portfolio Compliance with Federal and State Accessibility Laws.
504/ADA Documents Needed for Loan Closing
- 504/ADA Administrative Certification Checklist (for New Construction Only)
- 504/ADA Exhibit 16A: Accessibility Information
- Architect’s Certification Letter (to be Executed at Final Close)
- Architect’s Certification Letter (to be Executed Prior to Construction)
- Owner’s Agreement to Set Aside Units for the DMH/DDS and to Create Accessible Units