Developer Library
Here you'll find forms, documents and other resources to help you research, apply for and obtain multifamily financing from MassHousing.
Fact Sheets & Guidelines
- Fact Sheet: Conduit Loan Program
- Fact Sheet: New Construction/Adaptive Reuse
- Fact Sheet: Preservation - Light or No Rehabilitation | FHA Section 223(f) (MAP)
- Fact Sheet: Preservation - Light or No Rehabilitation | HUD Insured
- Fact Sheet: Preservation - Substantial Rehabilitation
- CommonWealth Builder Program Guidelines
- Workforce Housing Initiative Program Guidelines
Loan Application Documents
Loan Closing Standards
- General Multifamily Loan Closing Standards
- Terms and Conditions for Third-Party Subordinate Mortgages
- Construction Contract Rider
- Conduit Loan Program Closing Standards
- Insurance Requirements
- Bank Instructions - Borrower's instructions provided to MassHousing must be on this form
- MassHousing Survey Instructions
- Title Insurance Instructions
- Sample Coordinated Funding Provisions
- Sample Rider to Borrower's Limited Partnership Agreement
- Sample Rider to Borrower's Operating Agreement
Financing Policies
- Acquisition Value Policy
- Capital Needs and Replacement Reserve Policy
- Limited Dividend Policy
- MassHousing Proactive Multifamily Preservation and Loan Prepayment Guidelines
- Equity Requirements
- Memo: Equity Revaluation - Appraisal Guidelines
- Developer's Fee Overhead Policy
- Corporate Guarantee Policy
- Design and Construction Requirements
- Environmental Requirements
MAP Joint Venture Documents
Income & Rent Limits
- 2023 HUD Income Limits - Section 8 - Massachusetts
- 2023 HERA-MTSP Income Limits Report - Massachusetts
- 2024 INCOME RENT LIMITS for 19 MA Income Limit Areas
- FY 2024 MassHousing WORKFORCE HOUSING (Opportunity Fund) PROGRAM for 15 of the 19 MA Areas*;
- Barnstable 2024 WFH w-fy2024 FMRs
- Boston Area 2024 S8-LIHTC w-fy2024 FMRs
- Boston Area 2024 WFH w-fy2024 FMRs
- Brockton 2024 WFH w-fy2024 FMRs
- Dukes 2024 WFH w-fy2024 FMRs
- Eastern Worcester Co 2024 WFH w-fy2024 FMRs
- Fitchburg-Leominster 2024 WFH w-fy2024 FMRs
- Lawrence 2024 WFH w-fy2024 FMRs
- Lowell 2024 WFH w-fy2024 FMRs
- Nantucket 2024 WFH w-fy2024 FMRs
- New Bedford 2024 WFH w-fy2024 FMRs
- Pittsfield 2024 WFH w-fy2024 FMRs
- Providence-Fall River 2024 WFH w-fy2024 FMRs
- Springfield 2024 WFH w-fy2024 FMRs
- Taunton, Mansfield, Norton MA HMFA 2024 WFH wfy2024 FMRs
- Worcester 2024 WFH w-fy2024 FMRs
- 2024 HUD Income Limit Area Definitions - Massachusetts
- 2024 Section 8 Income Limits - Massachusetts
- 2024 HERA-MTSP Income Limits Report - Massachusetts
*These are the most used MA Area worksheets. The worksheets for the remaining 4 Areas will follow upon completion.